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	<title>The Kutter &#38; Smith Real Estate Team &#187; homes</title>
	<atom:link href="http://www.kutterandsmith.com/tag/homes/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.kutterandsmith.com</link>
	<description>"Experience the Difference"</description>
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		<copyright>Copyright &#xA9; The Kutter &amp; Smith Real Estate Team 2010 </copyright>
		<managingEditor>ryankutter@gmail.com (The Kutter &amp; Smith Real Estate Team)</managingEditor>
		<webMaster>ryankutter@gmail.com (The Kutter &amp; Smith Real Estate Team)</webMaster>
		<category>posts</category>
		<itunes:keywords></itunes:keywords>
		<itunes:subtitle></itunes:subtitle>
		<itunes:summary>"Experience the Difference"</itunes:summary>
		<itunes:author>The Kutter &amp; Smith Real Estate Team</itunes:author>
		<itunes:category text="Society &amp; Culture"/>
		<itunes:owner>
			<itunes:name>The Kutter &amp; Smith Real Estate Team</itunes:name>
			<itunes:email>ryankutter@gmail.com</itunes:email>
		</itunes:owner>
		<itunes:block>No</itunes:block>
		<itunes:explicit>no</itunes:explicit>
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			<url>http://www.kutterandsmith.com/site/wp-content/plugins/podpress/images/powered_by_podpress.jpg</url>
			<title>The Kutter &#38; Smith Real Estate Team</title>
			<link>http://www.kutterandsmith.com</link>
			<width>144</width>
			<height>144</height>
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		<item>
		<title>Lower Your Grocery Costs</title>
		<link>http://www.kutterandsmith.com/2011/09/lower-your-grocery-costs/</link>
		<comments>http://www.kutterandsmith.com/2011/09/lower-your-grocery-costs/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 17:52:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Tips]]></category>
		<category><![CDATA[Recipe Cards]]></category>
		<category><![CDATA[allrecipes]]></category>
		<category><![CDATA[cookbook]]></category>
		<category><![CDATA[cooking]]></category>
		<category><![CDATA[coupon]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[gojee]]></category>
		<category><![CDATA[grocery]]></category>
		<category><![CDATA[HEB]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[kroger]]></category>
		<category><![CDATA[kutter]]></category>
		<category><![CDATA[lake conroe]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[montgomery county]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Sherpa]]></category>
		<category><![CDATA[store]]></category>

		<guid isPermaLink="false">http://www.kutterandsmith.com/?p=550</guid>
		<description><![CDATA[A  trusted app now  has mobile grocery coupons, and a new site helps you  save money by providing  recipes that use ingredients you already have.
By Cameron Huddleston, Kiplinger.com
Coupon  Sherpa, one of our favorite free iPhone and iPod Touch applications, has added  grocery coupons to its line-up of mobile coupons [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Arial; font-size: 14px; font-weight: bold; color: #000080;"><span>A  trusted app now  has mobile grocery coupons, and a new site helps you  save money by providing  recipes that use ingredients you already have.<br />
By Cameron Huddleston, Kiplinger.com</span></span></p>
<p><span style="font-family: Arial; font-size: 12px;"><a href="http://www.facebook.com/pages/Kutter-and-Smith-Real-Estate/135306356404"><img class="alignleft size-full wp-image-552" title="sidebar_540" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/09/sidebar_5401.jpg" alt="sidebar_540" width="150" height="350" /></a>Coupon  Sherpa, one of our favorite free iPhone and iPod Touch applications, has added  grocery coupons to <a href="http://www.couponsherpa.com/mobile-coupons/" target="_blank">its line-up of mobile coupons</a> for hundreds of retailers,  restaurants and services. This is good news  for those of us who like the idea  of coupons but don&#8217;t always have the  foresight to find and print them before we  head to the grocery store.</span></p>
<p>The app  now has coupons for 28 grocery chains, including Kroger,  Lowes Foods, Ralphs and  Safeway. You can enter your zip code to locate  participating stores near you  and see what coupons are available in  your area. Then you can check the coupons  you want and save them  directly to your store loyalty card (by entering the  card number). The  coupons will be applied automatically when you swipe your  card at the  checkout. It&#8217;s that simple.</p>
<p>As with  most grocery coupons, the ones available on the Coupon   Sherpa app are primarily for brand-name, prepackaged items – such as  cookies,  snack foods and frozen meals. But I don&#8217;t buy a lot of these  items. That&#8217;s why  I&#8217;ve found another new Web site to be more beneficial  for me. It&#8217;s called <a href="http://www.gojee.com/" target="_blank">Gojee.com</a>,  and it helps you  find ways to use food items you already have so they  don&#8217;t go to waste (and you  don&#8217;t just throw away money). <a href="http://www.facebook.com/pages/Kutter-and-Smith-Real-Estate/135306356404"><img class="alignright size-full wp-image-553" title="photo_477" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/09/photo_477.jpg" alt="photo_477" width="171" height="132" /></a></p>
<p>The  recently launched cooking site lets you enter ingredients you  have then  generates recipes that use those items and clearly lists  other ingredients that  are needed for the recipes. You can also list  ingredients you&#8217;re allergic to or  don&#8217;t like to narrow your search  results.</p>
<p>Other  sites, such as <a href="http://allrecipes.com/" target="_blank">Allrecipes.com</a>, offer similar ingredient-search options. But  what I like about <a href="http://www.gojee.com/" target="_blank">Gojee.com</a> is that it&#8217;s easy to navigate, isn&#8217;t cluttered with  ads and looks like  a cookbook with page after page (that you can scroll through  like a  slide show) of large, mouth-watering images of each dish. All of the  recipes are handpicked from the blogs and Web sites of food writers and  screened for tastiness.</p>
<p>I&#8217;ve  already saved some zucchini and eggplant from going bad in my  fridge with the  help of recipes from Gojee.com. Give it a try and let  me know what you think of  it (or the new Coupon Sherpa mobile grocery  coupons).</p>
<p>Reprinted with permission. All Contents ©2011 The Kiplinger  Washington Editors. <a href="http://www.kiplinger.com/" target="_blank"><span style="text-decoration: underline;">www.kiplinger.com</span></a>.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Just Listed &#124; 955 Stoneglade &#124; Stewart&#8217;s Forest &#124; Great Access to I-45</title>
		<link>http://www.kutterandsmith.com/2011/07/just-listed-955-stoneglade-stewarts-forest-great-access-to-i-45/</link>
		<comments>http://www.kutterandsmith.com/2011/07/just-listed-955-stoneglade-stewarts-forest-great-access-to-i-45/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 04:42:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Single Family Home]]></category>
		<category><![CDATA[connect]]></category>
		<category><![CDATA[conroe]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[great buy]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[I45]]></category>
		<category><![CDATA[location]]></category>
		<category><![CDATA[montgomery]]></category>
		<category><![CDATA[niche]]></category>
		<category><![CDATA[park]]></category>
		<category><![CDATA[pool]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[reduced]]></category>
		<category><![CDATA[stewarts forest]]></category>
		<category><![CDATA[the woodlands]]></category>

		<guid isPermaLink="false">http://www.kutterandsmith.com/?p=535</guid>
		<description><![CDATA[Desired location just minutes from I-45. Gorgeous 2 story with plenty  of space located in a friendly neighborhood with a park and pool. Accent  wall niches add a great touch throughout the home. Kitchen opens nicely  to the rest of the living area, making this a great home for family and  [...]]]></description>
			<content:encoded><![CDATA[<p>Desired location just minutes from I-45. Gorgeous 2 story with plenty  of space located in a friendly neighborhood with a park and pool. Accent  wall niches add a great touch throughout the home. Kitchen opens nicely  to the rest of the living area, making this a great home for family and  entertaining. Newly added back patio and sidewalk which leads back  around to the front are a wonderful addition to the spacious backyard.</p>
<p>Email us at: <span style="color: #0000ff;">homes@kutterandsmith.com</span> to set up a tour or to refer us to a friend you may know looking for a home in the area.</p>
<p>You can also click <a href="http://955stoneglade.epropertysites.com/" target="_blank">HERE</a> to view more property details.</p>
<p>Enjoy some of these pictures below!</p>
<p><img class="alignnone size-full wp-image-536" title="Home Front" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/Home-Front.jpg" alt="Home Front" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-537" title="IMG_7178" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7178.jpg" alt="IMG_7178" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-538" title="IMG_7152" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7152.jpg" alt="IMG_7152" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-539" title="IMG_7172" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7172.jpg" alt="IMG_7172" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-540" title="IMG_7193" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7193.jpg" alt="IMG_7193" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-541" title="IMG_7221" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7221.jpg" alt="IMG_7221" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-542" title="IMG_7229" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7229.jpg" alt="IMG_7229" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-543" title="IMG_7241" src="http://www.kutterandsmith.com/site/wp-content/uploads/2011/07/IMG_7241.jpg" alt="IMG_7241" width="900" height="600" /></p>
]]></content:encoded>
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		</item>
		<item>
		<title>What is Lemonade Day?</title>
		<link>http://www.kutterandsmith.com/2011/03/what-is-lemonade-day/</link>
		<comments>http://www.kutterandsmith.com/2011/03/what-is-lemonade-day/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 15:19:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[conroe]]></category>
		<category><![CDATA[entreprenuer]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houston]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[lemonade]]></category>
		<category><![CDATA[montgomery county]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[stand]]></category>

		<guid isPermaLink="false">http://www.kutterandsmith.com/?p=498</guid>
		<description><![CDATA[Lemonade Day is a community-wide  educational initiative designed to teach children how to start own and  operate their own business- a lemonade stand.  Children learn the  entrepreneurial skills necessary to be successful in the future and  become contributing members of their society.



For more information on Lemonade day click here to visit [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #007da1;">Lemonade Day is a community-wide  educational initiative designed to teach children how to start own and  operate their own business- a lemonade stand.  Children learn the  entrepreneurial skills necessary to be successful in the future and  become contributing members of their society.</span></p>
<p><span style="color: #007da1;"><br />
</span><br />
<iframe title="YouTube video player" width="480" height="390" src="http://www.youtube.com/embed/PfpgbNVLXBM" frameborder="0" allowfullscreen></iframe></p>
<p>For more information on Lemonade day click <a href="http://houston.lemonadeday.org/" target="_blank">here</a> to visit their website.</p>
<p>For you grown-ups that loved your childhood lemonade stand or always wished you had one, check out this addicting iPod/iPhone game App: <a href="http://itunes.apple.com/us/app/lemonade-tycoon-free/id308713747?mt=8" target="_blank"> Lemonade Tycoon Free</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>New Video Tour &#124; 21831 Cascade Hollow &#124; Spring, TX</title>
		<link>http://www.kutterandsmith.com/2010/05/new-video-tour-21831-cascade-hollow-spring-tx/</link>
		<comments>http://www.kutterandsmith.com/2010/05/new-video-tour-21831-cascade-hollow-spring-tx/#comments</comments>
		<pubDate>Mon, 24 May 2010 01:56:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Property Video]]></category>
		<category><![CDATA[Single Family Home]]></category>
		<category><![CDATA[2009]]></category>
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		<category><![CDATA[first]]></category>
		<category><![CDATA[floor]]></category>
		<category><![CDATA[front]]></category>
		<category><![CDATA[grand]]></category>
		<category><![CDATA[harbor]]></category>
		<category><![CDATA[hardwood]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[insulation]]></category>
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		<category><![CDATA[the woodlands]]></category>
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		<category><![CDATA[winter]]></category>
		<category><![CDATA[wrought]]></category>

		<guid isPermaLink="false">http://www.kutterandsmith.com/?p=398</guid>
		<description><![CDATA[Enjoy this Picture Video Tour of a recent listing. With over 1,700 square feet, this 3 bedroom, 2 bathroom home is in an excellent spot in Spring, TX. The open floor plan boasts arched entry ways, 7&#8242; kitchen island, large closets, plenty of storage, and vaulted ceilings throughout.  Located at FM 2920 and Kuykendahl, this [...]]]></description>
			<content:encoded><![CDATA[<p>Enjoy this Picture Video Tour of a recent listing. With over 1,700 square feet, this 3 bedroom, 2 bathroom home is in an excellent spot in Spring, TX. The open floor plan boasts arched entry ways, 7&#8242; kitchen island, large closets, plenty of storage, and vaulted ceilings throughout.  Located at FM 2920 and Kuykendahl, this home is minutes from I-45 and seconds from shopping. Who do you know that is looking to buy a new home? Contact us at homes@kutterandsmith.com</p>
<p><object width="560" height="340"><param name="movie" value="http://www.youtube.com/v/D6zbUds_j-M&#038;hl=en&#038;fs=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/D6zbUds_j-M&#038;hl=en&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>13166 Lazy Lane &#124; Wonderful Home with Lake Access &#124; For Sale</title>
		<link>http://www.kutterandsmith.com/2010/03/13166-lazy-lane-wonderful-home-with-lake-access-for-sale/</link>
		<comments>http://www.kutterandsmith.com/2010/03/13166-lazy-lane-wonderful-home-with-lake-access-for-sale/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 17:02:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Single Family Home]]></category>
		<category><![CDATA[central]]></category>
		<category><![CDATA[conroe]]></category>
		<category><![CDATA[custom]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[floor]]></category>
		<category><![CDATA[front]]></category>
		<category><![CDATA[hardwood]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[lake]]></category>
		<category><![CDATA[montgomery]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[vaccuum]]></category>
		<category><![CDATA[view]]></category>
		<category><![CDATA[water]]></category>
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		<category><![CDATA[wrought iron]]></category>

		<guid isPermaLink="false">http://www.kutterandsmith.com/?p=249</guid>
		<description><![CDATA[If you or anyone you know are looking for an excellent 3 bedroom 2 bathroom home, then this one would be perfect. It is loaded with features that you find in high end custom homes, but at an amazing price. This home is listed at $145,900. Located off of either FM1097 or FM 830, this [...]]]></description>
			<content:encoded><![CDATA[<p>If you or anyone you know are looking for an excellent 3 bedroom 2 bathroom home, then this one would be perfect. It is loaded with features that you find in high end custom homes, but at an amazing price. This home is listed at $145,900. Located off of either FM1097 or FM 830, this Lake Conroe subdivision has private parks for your enjoyment and also private boat ramps for its residents.  Take a look at the pictures below and if you or someone you know is interested in seeing this house in person, or would like more information, just contact us. You can call Ryan at 936-520-0846 or email us at <span style="color: #3366ff;">homes@kutterandsmith.com</span></p>
<p>Enjoy!</p>
<p><img class="alignnone size-full wp-image-250" title="housefront1" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/housefront1.jpg" alt="housefront1" width="750" height="500" /></p>
<p><img class="alignnone size-full wp-image-251" title="livingroom1" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/livingroom1.jpg" alt="livingroom1" width="750" height="536" /></p>
<p><img class="alignnone size-full wp-image-252" title="diningroom" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/diningroom.jpg" alt="diningroom" width="750" height="536" /></p>
<p><img class="alignnone size-full wp-image-253" title="kitchen1" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/kitchen1.jpg" alt="kitchen1" width="750" height="536" /></p>
<p><img class="alignnone size-full wp-image-254" title="girlsroom" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/girlsroom.jpg" alt="girlsroom" width="900" height="600" /></p>
<p><img class="alignnone size-full wp-image-255" title="master" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/master.jpg" alt="master" width="750" height="536" /></p>
<p><img class="alignnone size-full wp-image-256" title="masterbath" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/masterbath.jpg" alt="masterbath" width="750" height="536" /></p>
<p><img class="alignnone size-full wp-image-257" title="masterbath2" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/masterbath2.jpg" alt="masterbath2" width="750" height="536" /></p>
<p><img class="alignnone size-full wp-image-258" title="backofhouse" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/backofhouse.jpg" alt="backofhouse" width="900" height="600" /></p>
<p><img class="alignnone size-large wp-image-259" title="13166 Lazy Lane" src="http://www.kutterandsmith.com/site/wp-content/uploads/2010/03/13166-Lazy-Lane-791x1024.jpg" alt="13166 Lazy Lane" width="791" height="1024" /></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Home Buyer Tax Credit</title>
		<link>http://www.kutterandsmith.com/2010/01/home-buyer-tax-credit/</link>
		<comments>http://www.kutterandsmith.com/2010/01/home-buyer-tax-credit/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 04:18:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Community News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[2009]]></category>
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		<guid isPermaLink="false">http://www.kutterandsmith.com/?p=221</guid>
		<description><![CDATA[As the deadline for the First-Time Homebuyer Tax Credit crept closer, it became a clear priority on the Hill. An extended and expanded home buyer tax credit is a part of a larger bill that also extends unemployment benefits. This bill was signed by President Obama on Friday, November 6.


The bill essentially remains intact but [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Arial; font-size: 10pt;"><span style="font-family: Arial;"><span style="font-size: x-small;"><span style="font-family: 'Arial','sans-serif'; font-size: 10pt;">As the deadline for the First-Time Homebuyer Tax Credit crept closer, it became a clear priority on the Hill. An extended and expanded home buyer tax credit is a part of a larger bill that also extends unemployment benefits. This bill was signed by President Obama on Friday, November 6.<strong><br />
</strong></span></span></span></span><br />
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<p><span style="font-family: Arial;"><span style="font-size: x-small;">The bill essentially remains intact but has a handful of important changes:</span></span></p>
<table style="font-size: 11px;" border="0" cellspacing="5" cellpadding="5" width="600" align="center">
<tbody>
<tr>
<td width="20%" align="left" valign="top" bgcolor="#dbdbdb"></td>
<td width="40%" align="left" valign="top" bgcolor="#dbdbdb"><strong>Previous Provisions </strong><strong> </strong></p>
<p><strong> </strong></td>
<td width="40%" align="left" valign="top" bgcolor="#dbdbdb"><strong>New Provisions</strong></td>
</tr>
<tr>
<td align="left" valign="top"><strong>Effective Date</strong></td>
<td align="left" valign="top">January 1, 2009</td>
<td align="left" valign="top">November 7, 2009</td>
</tr>
<tr>
<td align="left" valign="top" bgcolor="#f3f3f3"><strong>Deadline</strong></td>
<td align="left" valign="top" bgcolor="#f3f3f3"><strong>Close</strong> before December 1, 2009</td>
<td align="left" valign="top" bgcolor="#f3f3f3">
<ul>
<li><strong>Contract</strong> signed before May 1, 2010, must <strong>close</strong> before July 1, 2010</li>
<li>Members of the uniformed services, foreign services, and intelligence employees who served an extended service of 90 days will have until April 30, 2011 and June 30, 2011.</li>
</ul>
</td>
</tr>
<tr>
<td align="left" valign="top"><strong>Amount</strong></td>
<td align="left" valign="top">
<ul>
<li><strong>First-Timers:</strong> maximum of $8,000 or 10% of sales price</li>
<li><strong>Prior Owners: </strong>$0</li>
</ul>
</td>
<td align="left" valign="top">
<ul>
<li><strong>First-Timers:</strong> Unchanged</li>
<li><strong>Prior Owners:</strong> $6,500 if lived in prior home for at least 5 consecutive years of past 8 years</li>
</ul>
</td>
</tr>
<tr>
<td align="left" valign="top" bgcolor="#f3f3f3"><strong>Income Limit</strong></td>
<td align="left" valign="top" bgcolor="#f3f3f3">
<ul>
<li><strong>Individual: </strong>$75,000</li>
<li><strong>Couple: </strong>$150,000</li>
</ul>
</td>
<td align="left" valign="top" bgcolor="#f3f3f3">
<ul>
<li><strong>Individual: </strong>$125,000</li>
<li><strong>Couple: </strong>$225,000</li>
</ul>
</td>
</tr>
<tr>
<td align="left" valign="top"><strong>Other Restrictions</strong></td>
<td align="left" valign="top">Home must be primary residence for at least 3 years. If home is sold or buyer moves before 3 years, must re-pay full $8,000.</td>
<td align="left" valign="top">
<ul>
<li>Buyer must be at least 18 years old and not classified as a dependent for tax purposes</li>
<li>Home must cost less than $800,000</li>
<li>Home must be primary residence for at least 3 years. If home is sold or buyer moves, before 3 years, must re-pay full amount of credit. Exception for military, foreign services, or intelligence with extended 90 days service overseas.</li>
</ul>
</td>
</tr>
<tr>
<td align="left" valign="top" bgcolor="#f3f3f3"><strong>How to claim</strong></td>
<td align="left" valign="top" bgcolor="#f3f3f3">If purchased in 2009, by amending 2009 tax return or claiming on 2010 tax return</td>
<td align="left" valign="top" bgcolor="#f3f3f3">If purchased in 2010, by amending 2010 tax return or claiming on 2011 tax return</td>
</tr>
</tbody>
</table>
<h2>If you are interested in learning more about the new tax credit or about homes in your area, speak with Ryan or Tiffany at the Kutter &amp; Smith Real Estate Team soon.  <span style="color: #0000ff;">homes@kutterandsmith.com</span></h2>
<p><span><span style="font-family: Arial;"><span style="font-size: x-small;"><span><span style="font-family: Arial; font-size: 10pt;"><em><span style="font-size: xx-small;">The opinions expressed in This Month in Real Estate are intended to supplement opinions on real estate expressed by local and national media, local real estate agents and other expert sources.  You should not treat any opinion expressed on This Month in Real Estate as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of opinion.  Keller Williams Realty, Inc. does not guarantee and is not responsible for the accuracy or completeness of information, and provides said information without warranties of any kind.  All information presented herein is intended and should be used for educational purposes only.  Nothing herein should be construed as investment advice.  You should always conduct your own research and due diligence and obtain professional advice before making any investment decision.  All investments involve some degree of risk.  Keller Williams Realty, Inc. will not be liable for any loss or damage caused by your reliance on information contained in This Month in Real Estate.<br />
</span></em></span></span></span></span></span></p>
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